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2021 Changes & Additions to the Commercial ALTA Policies & Endorsements
In July 2021, ALTA’s 2021 Owner’s and Loan policies, ALTA’s 2021 Commitment for Title Insurance, new endorsement series, and a multitude of amendments to existing endorsements became effective in California. While the vast majority of the changes to ALTA’s 2021 Owner’s and Loan policies are technical changes to ALTA’s 2006 policies, notable changes include: (1) the addition of an introductory paragraph validating the policy even if it is issued electronically (removing the need for the electronic issuance endorsement); (2) the addition of coverage for defects arising due to remote online notarization or repudiation of an online signature to a recorded document, including mortgages; (3) the enforcement of super-priority PACA-PSA03 liens; (4) a new definition of “State”; and (5) the right of the insured to choose the date of loss for the calculation of the amount of loss under the policies.
1 Self-Study Credit
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Standard
Non-Member
$20.00
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